I believe most bank customers can be split into 2 categories: those who must think I am psychic and those who must think I'm dumber than a rock.
If you're wondering which category you fall into (and hopefully you're in the minority and neither category applies to you), answer the following questions to find out:
1. you need to make a withdrawal at the bank, so you
a) simply say to the teller, "i need money" assuming that they know the exact account to make the withdrawal from and the exact amount needed
b) ask for a withdrawal slip, fill it out, hand it back to the teller and then explain slowly that you need to make a withdrawal out of the account you've already written on the slip, for the amount that you've already written in
c) fill out a withdrawal slip and give it to the teller
2. you need to make a deposit into an account, so you
a) hand the teller a wad of cash and say, "put this in my account" without giving the following information: who's account the money is going into or the account number
b) hold up a pre-filled deposit slip and point out to the teller the account number that the money needs to go into... complete with the announcement, "this needs to be deposited into this account"
c) hand the teller a completed deposit slip and the check/cash
3. you need to make a $75 credit card payment with a $100 bill, so you
a) give the teller the $100 bill and say, "pay this on my credit card".... then get upset when the teller puts the entire $100 towards your bill
b) hand the teller the money and a filled-out payment coupon (on which you've already indicated that only $75 is to be payed), and then continue on to explain that you need $25 back
c) let the teller have the cash and the payment coupon you filled out, trusting that they can handle the subtraction of $100 - $75
Results:
mostly a's: you think that bank tellers are all-knowing... however, they cannot do their job efficiently without certain pieces of vital information. start giving them the information that they need!!
mostly b's: you think that bank tellers are idiots... however, since you have already provided certain pieces of vital information, you can sit back & relax and trust that they know how to do their job!!
mostly c's: congratulations! you are probably a favorite customer among bank tellers! you provide them with the information they need without insulting their intelligience!
To all the "c" people out there: THANK YOU!!!
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